Pensions

Pensions are pretty powerful things. And after our house, our pension may be our biggest investment.

Gone are the days when the word 'pension' conjured up negative images of eeking out a living in retirement. People are now living longer and have a much greater expectation of health and vitality during their retirement years.

So it makes sense to ensure that one's pension can deliver.

At The Harvest Partnership Ltd our expertise in investments carries straight to the area of pensions. After all, what is a pension if it is not just a specialised type of investment? We can show you how income can be structured to be sustainable and capable of exhibiting growth to meet some of the challenges of inflation.

Pensions is an area in which investment expertise can really make a difference.

Income and growth from pensions. You heard it hear first!

But what else can pensions do?

Not only can pensions provide income and growth in retirement (not to mention some interesting Inheritance Tax planning oportunities) but they can also be used to purchase commercial property - perhaps the one your family business already occupies.

Purchasing property through a pension scheme can make a lot of sense. Firstly, you may already have pension funds which can be pressed into service to provide the deposit, preserving precious cash-flow in your business and minimising borrowings. Secondly, by owning property in an entity outside of the business it is ring fenced as a separate and distinct asset, potentially maximising the benefits realised at retirement.

It may even be possible to combine the pension pots of spouses so that the purchasing power is combined. Pensions are an important weapon in the investor's (and business owner's) armoury.

Open the box! (or how to get the money out...)

The most important thing about pensions is getting the money out! After all, what's the point of putting money in unless it's easy and profitable to get it out?

Fortunately, The Harvest Partnership Ltd has developed some sound strategies to address this conundrum. Speak to one of our experienced Consultants without delay to explore the options.

So, if you're looking for a better way to look at pensions - for now and for the future - we invite you to contact us.

The Harvest Partnership Ltd
PO Box 99
Bromley
Kent
BR1 2YS.

The value of investments will rise and fall. Neither the capital value or income is guaranteed. All investments are transacted on this strict understanding.